Terms & Conditions

Effective Date: July 3, 2026

Welcome to NexSecurePay. By accessing or using our website and payment services, you agree to be bound by these Terms & Conditions. If you do not agree with these terms, please do not use our services.

1. Acceptance of Terms

By using NexSecurePay, you confirm that you have read, understood, and agreed to these Terms & Conditions.

2. Our Services

NexSecurePay provides secure online payment solutions that enable customers to make payments for goods and services through approved payment channels.

3. User Responsibilities

By using our services, you agree to:

Provide accurate and complete information.
Use the platform only for lawful purposes.
Not attempt to interfere with the security or operation of the platform.
Keep your account and payment information secure.

4. Payments

All payments are subject to verification and approval by the relevant payment provider or financial institution. NexSecurePay reserves the right to decline or cancel any transaction suspected of fraud, unauthorized activity, or violations of applicable laws.

5. Refunds

Refunds are governed by our Refund Policy. Where a refund is approved, it will be processed according to the policies of the applicable payment provider and may take several business days to reflect.

6. Prohibited Activities

Users must not:

Engage in fraudulent or illegal transactions.
Use stolen or unauthorized payment methods.
Attempt to gain unauthorized access to our systems.
Upload or transmit malicious software or harmful code.

7. Intellectual Property

All content on the NexSecurePay website, including logos, text, graphics, and software, is owned by or licensed to NexSecurePay and is protected by applicable intellectual property laws.

8. Limitation of Liability

To the fullest extent permitted by law, NexSecurePay shall not be liable for any indirect, incidental, special, or consequential damages arising from the use of our services or from delays or failures caused by third-party payment providers, banks, or network issues.

9. Privacy

Your use of our services is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.

10. Changes to These Terms

We may modify these Terms & Conditions at any time. Updated versions will be posted on our website with a revised effective date. Continued use of our services constitutes acceptance of the updated terms.

11. Governing Law

These Terms & Conditions shall be governed by and interpreted in accordance with the laws of the Federal Republic of Nigeria.

12. Contact Us

If you have any questions regarding these Terms & Conditions, please contact us through the contact details provided on nexsecurepay.com.ng.